6791 Winding Wade Trl, Austell, GA 30168
5 beds · 4 baths · 4,768 sqft sqft
Welcome to your dream home! Step inside from your inviting rocking chair front porch to the dramatic 2-story entry. Pass the additional living room on the right and an oversized dining room on the left before entering the spacious 2-story great room complete with a stylish fireplace and wall of windows overlooking the private backyard. The gourmet kitchen is a chef's delight, featuring a custom oversized granite island that serves as the centerpiece. This kitchen is perfect for hosting gatherings. Ample cabinets and drawers provide abundant storage, while the cozy breakfast nook and additional keeping room with fireplace overlook the deck and private backyard. Stop at the built-in bar as you circle back to the dining room from the kitchen or head into the laundry room conveniently located just inside the door from the garage. Upstairs, unwind in the spacious owner's suite, accessible through elegant French doors. Relax in front of the gas fireplace in the sitting room off the primary bedroom. The ensuite bathroom boasts a large jetted tub with serene views of the wooded backyard, large walk-in shower, double sinks for convenience, and tons of closet space. The spacious secondary bedrooms are thoughtfully located at the opposite end of the hall, ensuring privacy and tranquility. Full guest suite with a huge walk-in closet and full bath plus two additional spacious bedrooms with a full bathroom between them. Fresh paint, gorgeous hardwood floors, built-in bookshelves, crown molding and trim galore, upgraded tile and carpet. Full walkout basement is stubbed for a bathroom and ready to be finished. Storage galore throughout this well-planned home - walk-in closets and pantries plus an oversized garage and full basement. Premier home in the Creekside at Wade Farm community, which offers access to a clubhouse and swimming pool. Conveniently located close to shopping, dining, and entertainment. This home is truly a perfect blend of elegance and functionality!
Source: GAMLS #10390702
You may be able to put down less than the total down payment amount of $235,478 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10390702
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10390702
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.