6785 Rolling View Dr, Colorado Springs, CO 80925
4 beds · 3 baths · 1,864 sqft sqft
It is rare to find an Elite Equestrian Facility 'in town' with a MORTON barn (60x40), horse arena (160 x 90 *1500 sq feet), and a lovely updated home. As you view this property, you will notice thoughtful, well-designed and beautiful additions. Throughout the whole home, new flooring: wood-look tile & high-traffic carpet. ALL walls & ceilings are finished with a flat/smooth surface finish. Remodeled kitchen includes new cabinets, bespoke refrigerator, dishwasher, range/oven, quartz & the pantry includes additional counterspace for a coffee nook. Baking and Entertaining will be a dream with the breakfast bar - finished with butcher block countertops, dining area, and spacious back deck. The deck will give you optimal views of fireworks as you can see miles around, as well as the front picture window which has a perfectly framed view of the mountains! No need to stand in the cold watching the New Years Firework show from Pikes Peak. Primary bedroom has an accent wall, extended closet, and a new 4 piece spa-like bathroom. Lower level has a lovely area for entertaining or use it as a mother-in-law suite as there is a counter/cabinet area with a sink for a wet bar or mini kitchen. Lower primary suite includes attached spa-like bathroom & walk-in closet. Laundry room on lower level has custom cabinets and quartz. MORTON BARN & MEADOWS: The barn is 60x40ft including 5 feet roof extension on Paddock Side, two 12x12 stables or Broodmare stall or Perfect Dog Runs. Tack room measures 12x12 with tile flooring, saddle racks, bridle racks, fully taped/textured, and has cabinets for additional storage. No Freeze Water Lines, 2 frost free Spigots, Wash Rack Cross Tie, 15 tons of Decomposed Granite. Arena is laser leveled, no climb vinyl fencing. ALL fencing for horses hotwired and is no climb! Additional Shed Row - 3 sided shed covered, 35x12, conveniently between two pastures. Electric hot box located in barn, Solar on North side of home.
Source: RECO #4400718
Interest rate and monthly payment estimated based on public records.
Source: RECO #4400718
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4400718
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