6774 St Vrain Ranch Blvd, Firestone, CO 80504
3 beds · 3 baths · 2,234 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home to this thoughtfully updated 2-story residence in Ridge Crest, this is 6774 St Vrain Ranch Boulevard. A new roof and new exterior paint greet you from the curb and unfold to a light and bright home featuring 2-story tall ceilings, curated finishes, and a neutral palette. The gas fireplace with a stacked quartz backsplash and mantel acts as the focal point of the formal living room which seamlessly connects to the dining area, ideal for hosting dinner parties or intimate family dinners. The updated kitchen is equipped with hardwood floors, granite counters, a stainless steel appliance package, ample espresso cabinetry, and a breakfast bar with countertop seating. Upstairs, the private living quarters include two secondary bedrooms, a full bath, and the primary suite, complete with a walk-in closet and an ensuite bathroom. The finished basement offers additional living and entertaining space with room for a home theater and an optioned home office, gym, or playroom. Step outside to a large patio overlooking a private and professionally landscaped, low-maintenance backyard with mature trees and irrigation. Additional features of this turn-key home include granite counters throughout, an attached 2-car garage with a built-in work bench, and custom window coverings throughout. Ridge Crest is within walking distance to Prairie Ridge Elementary, Coal Ridge Middle School, and neighborhood parks. With shopping, dining, Urgent Care, and major roadways only minutes away, 6774 St Vrain Ranch Boulevard is true contemporary living in the heart of Firestone; do not hesitate to book your showing for this stunning property today!
Source: RECO #IR1031164
Source: RECO #IR1031164
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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