6770 Shadow Run, San Antonio, TX 78250
3 beds · 3 baths · 2,660 sqft sqft
Come take a tour of this beautiful home! Ready for move-in! All this home is missing are the people! The upstairs bedrooms have received a more neutral fresh coat of paint. This stunning 3 bedroom, 2.5 bath 4-sided brick home offers an open floor plan. The beautiful wood-look ceramic tile offers a clean and is aesthetically appealing. The kitchen boasts spacious hard countertops, providing ample space for meal preparation and offers new stainless steel appliances. The convenient walk-in pantry and laundry room, located just off the kitchen, offers plenty of additional storage and functionality. The refrigerator, washer and dryer convey. The family room is spacious offering plenty of potential for various layouts and activities. Upstairs, the spacious master bedroom serves as a retreat. The master bathroom provides dual walk-in closets, sinks, and a stunning large walk-in shower. The wood-look premium waterproof/vinyl flooring in all rooms upstairs and staircase. The additional two bedrooms offer plenty of space, insuring comfort and flexibility. The garage features an office with insulated walls and its own AC unit, offering a comfortable and private workspace. A large fenced backyard boasts a spacious covered deck and a generous storage shed. The side backyard has a gated dog run to the garage with a doggie door going into the garage and a separate one going into the laundry room/pantry. Energy efficient 2 year old Lennox AC unit has 2 blue lights for high air quality. Ask about the AC unit's 20 year transferable maintenance warranty. The home is convenient to Lackland, Seaworld, shopping, restaurants, parks and many HOA amenities.
Source: SABOR #1793805
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1793805
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1793805
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.