VA loan
1 of 45
VA loan
$699,900 SIGNIN

Sign in to see required down payment for the 2.5% rate

6768 Pistachio Pl, Palmdale, CA 93551

4 beds · 3 baths · 2,583 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

BREATHTAKING VIEW OF THE VALLEY, THE MOUNTAINS & POPPIES WHEN IN SEASON! A Beautifully Remodeled Home with Great Attention to Detail. Located on a Private Cul de Sac amongst all Custom Built Homes. This Meticulously Cared For Home stands out as one you won't want to miss. The Exterior was just Freshly Painted & New Garage Doors installed. The Quarter Acre Parcel Front & Rear features Lush Landscaping. You enter the home thru a New Front Door to High Ceilings, Lots of Windows for Natural Light to Formal Living & Dining Rooms that are great for entertaining. Throughout is Lovely Luxury Vinyl Plank Flooring $ Wide Baseboards. The Redesigned Kitchen is the Heart of this Home! Even if you don't Love to Cook, you will love hanging out in this kitchen. It was designed and rebuilt with New Custom, Cabinets with Pull Outs, Soft Close Drawers, Huge Center Island with 2 sided Breakfast Bar, Coffee Bar, Arched Window Sink Area overlooking Fantastic View, Upper End Stainless Appliances including Double Ovens & Refrigerator and an Under Counter Builtin Mixer Lift for the Baker in the family. There is also a great Butler's Pantry with Custom Cabinets, Granite Countertops, Beverage Sink, Beverage Refrigerator, Wine Rack and Freezer that can stay. You'll appreciate the Bedroom & Full Bathroom Downstairs. The Stairs were redone with Iron Railing with Wood Treads. Above is a Roomy Loft great for Kid Play Area, Rec Room. You'll love the Master Bedroom with Spacious Walkin Closet & Private Balcony. And you'll really love the MILLION DOLLAR VIEW! The Master Bath was remodeled & features Dual Sinks, Granite Countertops, Custom Oversized Shower & Separate Soaking Tub. Second Upstairs Bath was also remodeled. The Large Laundry Room also features Lots of Custom Cabinets with Granite Tops. You'll Enjoy this Home but you'll enjoy the backyard as much or more. It is Meticulously maintained with lovely Landscaping, a Covered Patio and, did I say? AN UNOBSTUCTED VIEW! Don't miss it.

Estimated
Seller's interest rate
2.5%
7%
Estimated
Monthly payment

$2,521
$3,446
You may also save up to $284,048 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,446 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
2.5%
Remaining term
25 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,521
Principal & interest
$1,572
Mortgage insurance
-
Property taxes
$691
Home insurance
$256
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,583 sqft
Lot size
0.2949 acres
Year built
1992
Type
Single Family Residence
HOA dues
$0.00

Source: CRMLS #SR25080045

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 08, 2025 09:13 am
Listing agent: Maxi Case
Listing provided courtesy of: The Real Estate Place (661) 206-2121
Details provided by CRMLS and may not match the public record.
MLS ID: #SR25080045
Based on information from California Regional Multiple Listing Service, Inc. as of May 09 2025 - 08:00 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$2,521
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