6760 Winterset Gardens Rd, Winter Haven, FL 33884
4 beds · 3 baths · 2,153 sqft sqft
Experience the best of Florida living in this beautifully remodeled 4 bedroom, 3 bathroom house in the highly sought-after Winter Haven neighborhood of Winterset Gardens. This home offers a lifestyle of luxury and convenience and offers beautiful views of Lake Winterset. As you step inside, you'll be greeted by a spacious and inviting floor plan, perfect for entertaining or relaxing with family. The open-concept living area flows seamlessly to the outdoors, where a large backyard awaits. Enjoy the serenity of mature loquat trees and ample space for outdoor activities and gatherings including a large covered back porch, ideal for grilling and entertaining guests. There is plenty of parking for you and your guests (and your toys) in the circle driveway and additional approximately 150 ft driveway. The kitchen is a chef's dream, complete with a large island, new stainless-steel appliances, soft close drawers and cabinets and exquisite quartz countertops, perfect for preparing meals and hosting gatherings. The soft close drawers and cabinets, along with the beautiful quartz countertops carry into the rest of the house adding a touch of elegance to every room. Residents of this community have exclusive access to a private boat ramp, allowing for easy and convenient access to the crystal-clear waters of Lake Winterset and Little Lake Winterset which are part of Winter Haven's Chain of Lakes. Spend your days boating, fishing, or simply taking in the stunning lake views. Located just a short drive from Legoland, as well as a variety of restaurants and shopping options, this home offers the perfect blend of tranquility and convenience. With Orlando and Tampa just an hour away you will have easy access to all that Central Florida has to offer. Additional information: Roof installed 5/2020; septic pumped and riser installed 5/23, new AC in 10/22; hot water heater is one year old; kitchen appliances are one year old; new energy efficient windows installed in 2023, new vinyl fence is one year old; water filtration system installed at the well is one year old. Don't miss your chance to own this slice of paradise. Schedule your showing today and make this house your forever home!
Source: STELLAR #t3524328
Source: STELLAR #t3524328
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3524328