6750 Hembree Dr, Austell, GA 30168
4 beds · 2 baths · 2,434 sqft sqft
Quiet Cul-De-Sac Living in Austell! Ideally situated near Shopping, Dining, Entertainment, and more, this Craftsman style home offers a Flowing Floorplan with Light-Filled Interiors. Step inside and discover stunning Hardwood Floors that flow between the sun-soaked Formal Living Room, the Central Dining Room, and the cozy Family Room with a Fireplace. Meals are made easy in the heart of home Kitchen that showcases Granite Countertops, Stainless Steel Appliances, Pendant Lighting, New Tile that matches the Fireplace Design, and a convenient Breakfast Bar, perfect for casual dining or entertaining. A light-filled Bonus Room with French Doors makes for the perfect Home Office, Library, or Playroom - the possibilities are endless! A Half Bathroom rounds out the main level. Ascending the stairs, you'll find a Lofted Space -perfect for a Reading Nook. Retreat to the Spacious Owner's Suite that boasts a Tray Ceiling, a large Walk-In Closet, and a Spa-Style Ensuite Bathroom with Dual Vanities, a Soaking Tub, and a stylish Tiled Shower. Three Additional Bedrooms share a convenient Hall Bathroom, ensuring comfort and convenience for all. Downstairs, the Unfinished Basement offers Endless Possibilities for expansion whether that be Extra Entertaining Space, an In-Law Suite, or AirBnB rental! Outside, an Outdoor Oasis awaits you. A Rear Deck off of the Kitchen makes it the perfect spot for a morning cup of coffee or al fresco dining. A Large, Fully Fenced Yard surrounded by trees ensures you have privacy and is primed for pets, play, or gardening. Convenient Access to Shopping, Dining, Parks, Schools, the Airport, and more with Easy Highway Access!
Source: FMLS #7458821
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7458821
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7458821
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.