675 Granby Hill Pl, Alpharetta, GA 30022
3 beds · 2 baths · 2,124 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom townhouse nestled in the sought-after Bishops Gate community in Alpharetta, GA. Boasting 1,624 sq. ft. of meticulously cared-for living space, this home offers a perfect blend of comfort and style in an unbeatable location. Step inside to discover an inviting open-concept floor plan, where natural light floods through the large windows, highlighting the gleaming hardwood floors and spacious living areas. The living room is perfect for relaxing or entertaining, featuring a charming fireplace that adds warmth and ambiance. The adjacent formal dining area flows seamlessly into the kitchen, which is equipped with modern appliances, plenty of cabinet space, and a breakfast bar ideal for casual meals or entertaining. Upstairs, the master suite offers a peaceful retreat with ample closet space and an en-suite bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional generously sized bedrooms share a well-appointed full bathroom, ensuring plenty of space for home owners, guests, or a home office. One of the standout features of this home is the partially finished basement, offering additional living space with endless possibilities whether you envision a home theater, fitness area, or extra storage, this versatile space has it all. The exterior features a cozy deck, perfect for relaxing or hosting summer BBQs while enjoying the serenity of the wooded backdrop. You'll appreciate the privacy and tranquility of the low-maintenance backyard. Bishops Gate offers a community pool for residents to enjoy during the warmer months, as well as professionally maintained landscaping that ensures the neighborhood is always looking its best. HOA fees cover exterior maintenance, landscaping, and other essential community services, making this home an ideal choice for those seeking both convenience and beauty. Location is everything! This home is just moments away from some of Alpharetta's top attractions, including Avalon, North Point Mall, and a variety of shopping, dining, and entertainment options.
Source: GAMLS #10501257
Source: GAMLS #10501257
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.