6748 Hickory Hammock Cir, Bradenton, FL 34202
3 beds · 2 baths · 2,545 sqft
Charming 3-Bedroom, 2-Bath Arthur Rutenberg Home in River Club! Nestled in a serene, wooded preserve lot, this beautifully maintained 3-bedroom, 2-bath home by renowned builder Arthur Rutenberg offers both privacy and convenience. Perfectly designed for modern living, this maintenance-free home features a spacious open layout with quality finishes throughout. Step into the inviting Great Room, where you'll find elegant wood floors and ample natural light pouring in through triple slider doors that lead out to the extended screened lanai—ideal for relaxing or entertaining. The separate dining area is perfect for hosting guests, and the spacious kitchen boasts a functional island and stylish tile backsplash, providing both beauty and convenience for everyday living. The master bedroom is a true retreat, offering plenty of space, sliders to the lanai, and a large walk-in closet. The master bath is a luxurious haven with dual sinks, a jacuzzi tub, and a separate shower. Two additional bedrooms, including a large 2nd bedroom and a 3rd bedroom with double-door entry and wood floors, offer ample room for family, guests, or an office. Some recent updates include: new roof in 2020, freshly painted interior in 2024, exterior painted in 2023. Almost all openings to the house have hurricane protection for a peach of mind. Outside, the home’s tile roof and wooded preserve lot provide both aesthetic appeal and privacy. Plus, the River Club community offers outstanding amenities, including a public golf course, a clubhouse and a restaurant. With low HOA fees and no CDD fees, this property offers an exceptional value. Conveniently located near schools, Lakewood Ranch Main Street, restaurants, hospitals, shopping, and the UTC Mall, this home is a perfect blend of comfort, style, and convenience. Don't miss the opportunity to make this stunning home yours! Contact us today for a private showing.
Source: STELLAR #A4647157
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4647157
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.