6736 36th St, Jurupa Valley, CA 92509
3 beds · 2 baths · 876 sqft
Get a free consultation call with an expert in the mortgage assumption process.
PRICE REDUCED! Welcome to this beautifully upgraded 3-bedroom, 2-bath home in the desirable city of Riverside. Perfectly blending modern design with comfort, this home offers a spacious layout and high-end finishes that will make you feel right at home. As you enter, you’re greeted by a light-filled living room featuring recessed lighting. The open floor plan leads seamlessly into the upgraded kitchen, which is a true highlight of the home. With sleek quartz countertops, spacious cabinetry, this kitchen is both functional and stylish – perfect for cooking and entertaining. The home offers three good-sized bedrooms, each with ample closet space and plenty of natural light. The master bedroom features a peaceful atmosphere, while the two additional bedrooms are spacious and versatile, ideal for family, guests, or a home office. Both bathrooms have been updated with modern finishes, including contemporary fixtures and stylish tile work, providing a spa-like feel. Outside, the fully fenced front yard offers privacy and security, as well as curb appeal with its manicured landscaping. Whether you're enjoying a morning coffee on the porch or spending time with loved ones, the front yard provides a welcoming space to relax. Located in a convenient Riverside neighborhood with easy access to schools, shopping, dining, and major freeways, this home is truly a gem. Don’t miss the opportunity to make this remodeled beauty yours – schedule your showing today!
Source: CRMLS #CV25038123
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #CV25038123
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.