6734 WILD ELM CT, Wesley Chapel, FL 33545
LOOK AT ALL OF THOSE UPDATES & UPGRADES! WONDERFULLY FUNCTIONAL & FABULOUS FLOOR PLAN! 3 CAR GARAGE and FULLY FENCED LOT! EXTENDED SCREENED-IN LANAI PATIO WITH PONDS VIEWS! This STUNNING, VERY WELL MAINTAINED, 4 Bedroom, 2 Full Bathroom, 3 Car Garage, Woodvine Model by Suarez, built in 2014 is located in the highly desirable and established Oak Creek Community of Pasco County. Situated on a Pond Lot, this home boasts almost 2200 square feet of living space! Spacious, Chef’s Kitchen with Upgraded 42" Wood Cabinets, Granite Counter Tops, Tile Backsplash, double bowl Stainless Steel Sink, Stainless Steel Appliances including a French Door Refrigerator and Quiet Bosch Dishwasher, Cabinet-height Breakfast Bar Island with Wood Accent, and Bright Eat-in Dinette Area. Open concept floor plan provides plenty of entertaining space. The Family Room features a Custom Wood Accent Wall with TV Mount and Shelves and Ceiling Mounted Speakers. Triple Sliding Glass Doors off of the Family Room open to a Covered and Extended, Screened-in Lanai Patio that features Tranquil Pond Views which can also be enjoyed from the Dinette Area, Primary Bedroom, Family Room, and Kitchen. SPACIOUS Owner’s Suite features CUSTOM WALK-IN CLOSET, decorative barn door entry to water closet, vanity with granite countertop and dual sinks, custom wall shelving, accent window in bedroom, and OVER-SIZED SHOWER. The Split Floor Plan of this home separates the Owner’s Suite from the Secondary Bedrooms providing privacy for everyone. Additional Elegant Design Details that focus on the Pride of Home Ownership include GORGEOUS WOOD FLOORS throughout most of the Home, Landscaping with Great Curb Appeal, Double Door Front Entry with Glass Inserts, High Ceilings, Tray Ceilings, Decorative Chandeliers and Pendant Lights, Custom Built-in Folding Table in Laundry Room, Nest Doorbell and Thermostat, 5¼” Baseboards, Floor Electrical Outlet in Family Room, Formal Living Room and Dining Room Combination, and Archways. The 3 CAR GARAGE affords plenty of parking spaces for all of the household’s vehicles as well as an abundant of additional storage space and features a window providing light and ventilation when working on projects. Oak Creek offers many amenities for its residents, including a Community Pool, 2 Picnic Pavilions, Dog Park, Covered Playground, Swings, Walking Trails with Boardwalk, and a Basketball Court - which is also lined for Pickleball. Conveniently located with close proximity to the Great Shopping, Restaurants, Entertainment, Schools, Colleges, and Hospitals located in Wesley Chapel, Zephyrhills, and Dade City. Oak Creek is centrally located within a 10-15 minute drive to both Epperson and Mirada Lagoons, 20 minute drive to 3 malls, 30 minute drive to Busch Gardens and Adventure Island, 45-50 minute drive to Tampa International Airport, 1 hour drive to Disney, 1 hour drive to Clearwater Beach, 1¼ hour drive to Sea World, and 1½ hour drive to Universal. A MUST SEE Home that won't last! Call today for your private showing! You may also View this Matterport 3D Video Link for an immediate Virtual Tour and Showing from the comfort of your current home --- https://my.matterport.com/show/?m=icUSHxQgE66&brand=0&mls=1&
You may be able to put down less than the total down payment amount of $188,981 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3535657
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.