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$269,000 SIGNIN

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6733 Saladin Ave, Twentynine Palms, CA 92277

3 beds · 1 baths · 840 sqft

This charming single-family residence offers a comfortable retreat with three bedrooms and one bathroom, perfect for those seeking a cozy living environment. Key property features include a modern exterior with a freshly painted pink façade, an attached one car garage, and a large front window that fills the interior with natural light. The single-story layout ensures easy accessibility and flow throughout the home. COME SEE THIS RECENTLY RENOVATED 3 BEDROOM 1 BATHROOM HOME WITH ALL THE MODERN AND STYLISH FINSHES YOU ARE LOOKING FOR WITH NEW MODERN VINYL FLOORING THRU OUT HOME NEW TILE BATHROOM WITH TILED SHOWER WALLS, JACUZZY BATH, NEW DOORS, NEW ROOF, NEW PAINTING INTERIOR AND EXTERIOR, NEW WINDOWS THRU OUT HOME, NEW KITCHEN WOODEN COUNTER TOPS AND NEW WHITE SHAKER CABINETS, ALL NEW APPLIANCES, COOK TOP VENT HOOD, SINK FAUCET, NEW AC CENTRAL UNIT, COVERED PATIO FOR BAR-B-QUES AND FAMILY GATHERINGS, NEW WOOD FRONT FENCE! JUST 5 MINUTES DRIVING AWAY OF THE ONE JOSHUA TREE NATIONAL PARK MAIN ENTRANCES. Ideal for those looking to invest in a property that combines both tranquility and the potential for customization. Don't miss your opportunity to settle WELCOME to your New House in Twentynine Palms! Schedule a viewing today and experience the charm of Twentynine Palms living for yourself.

Estimated
Seller's interest rate
4%
7%
Estimated
Monthly payment

$1,126
$1,354
You may also save up to $67,437 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,354 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
4%
Remaining term
24 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,126
Principal & interest
$679
Mortgage insurance
$100
Property taxes
$247
Home insurance
$98
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
840 sqft
Lot size
0.2076 acres
Year built
1962
Type
Single Family Residence
HOA dues
$0.00

Source: CRMLS #SB25055484

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 24, 2025 05:42 am
Listing agent: Jorge Lara
Listing provided courtesy of: E Real Estate Corp. (310) 372-1150
Details provided by CRMLS and may not match the public record.
MLS ID: #SB25055484
Based on information from California Regional Multiple Listing Service, Inc. as of Apr 24 2025 - 16:26 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
$1,126
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