6731 Wirevine Dr, Brooksville, FL 34602
3 beds · 2 baths · 1,629 sqft
The scenic vistas of Sherman Hills Golf Club serve as a serene backdrop for this exquisite 3-bedroom, 2-bathroom residence located on the 3rd Fairway. Set within this idyllic environment, the home provides a peaceful retreat while remaining conveniently close to shops, restaurants, and recreational activities. Upon entering, you are greeted by a spacious entryway that leads to the guest quarters, which include two bedrooms and a shared bathroom. The open floor plan features a generous living room with golf course views, a dining area, and a well-appointed kitchen. The kitchen boasts a pantry, cherry colored cabinetry with crown molding, a deep stainless-steel double sink, new stainless-steel stove and microwave, and elegant granite countertops. The master bedroom, distinct from the other sleeping areas, offers a private haven within the home, enhancing tranquility with its split layout. The luxurious en-suite bathroom includes a walk-in shower, cherry colored vanity, linen closet, and an expansive walk-in closet for added convenience. With the water heater, roof, and air conditioning system all being just seven years old, this property ensures reliability. Additionally, it is enhanced by new LVP flooring throughout and a freshly painted interior. For golf enthusiasts, having direct access to the course is an unparalleled advantage, allowing for spontaneous rounds of golf right from your backyard. The beautifully maintained fairways and greens create an inviting atmosphere for leisurely play, making every day feel like a golfer's dream. Its prime location provides easy access to I-75 and the nearby Withlacoochee State Trail, striking a perfect balance between comfort and convenience. Seize the opportunity to claim this remarkable home as your own; contact me today to arrange a private showing before it is no longer available. This property is eligible for ZERO down - 1st time homebuyer with our preferred lender.
Source: STELLAR #TB8320749
Financials
Source: Public records
Source: STELLAR #TB8320749
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.