6710 121st Ave Apt 1 # 1, Largo, FL 33773
2 beds · 3 baths · 1,118 sqft
Welcome home! This beautifully well-maintained 2 bedroom, 2.5 bathroom Townhouse offers the perfect combination of comfort and convenience. Step inside to find an open and inviting floor plan with an ample-size living and dining space complimented with plantation shutters that allow lots of natural light or complete privacy. Ceramic tile flooring throughout the lower level. Fully equipped kitchen features modern appliances, plenty of counter space, and a breakfast bar perfect for casual dining. Laundry closet and a convenient half-bath located on the first floor. Relax and unwind in the screened lanai with outdoor storage closet. As you make your way up the hand-crafted stairway you will find two generously sized vaulted ceiling bedrooms, each with its own en-suite bath providing privacy and comfort. The primary suite boasts ample closet space. Low HOA fees which include exterior maintenance, grounds maintenance, community pool, and outdoor sporting courts. One assigned parking space located in front of the home. Flood Zone D, non-flood zone. HVAC (Feb 2023) Roof (5yrs old). Pinebrook Estates is a pet-friendly community. This townhouse is nestled in the heart of Largo, just minutes from: Florida Botanical Gardens and Largo Central Park for outdoor recreation. The sparkling shores of Indian Rocks Beach, offering pristine sands and stunning sunsets. Popular shopping, dining, and entertainment options, including Largo Mall and local favorites like Roosterfish Grill. With nearby access to the Pinellas Trail and quick commutes to Clearwater, St. Petersburg, and Tampa, as well as St. Petersburg and Tampa Airports. This home offers the perfect balance of tranquility and connectivity. Whether you're a first-time buyer, a small family, or someone looking to downsize, this townhouse has everything you need to enjoy the best of Largo living. Schedule your private showing today and make this charming property your own!
Source: STELLAR #tb8327490
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8327490
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8327490
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.