670 Campo Ln, Davenport, FL 33837
4 beds · 2 baths · 1,737 sqft
The seller is offering $5,000 toward the buyer’s closing costs (which can be used for an interest rate buydown) with a full-price offer — an incredible bonus for your next chapter. Location, upgrades, and privacy — this home checks all the boxes. This beautifully designed 4-bedroom, 2-bathroom Greenwich Model by LandSea Homes blends thoughtful design and modern style throughout. The open-concept, peninsula-style kitchen is built for everyday living and entertaining, featuring granite countertops, upgraded cabinetry, a stylish backsplash, and a brand-new refrigerator. Both bathrooms feature separate wet areas, with the shower and toilet set apart behind their own door for added privacy. The primary suite offers a rainfall shower with digital temperature controls and a spacious walk-in closet. Upgrades continue throughout the home with luxury vinyl flooring, upgraded carpet padding, and an extra-large backyard with no rear neighbors — giving you true privacy and plenty of space to enjoy. Community amenities you’ll love. Cool off at the zero-entry community pool, enjoy weekends at the community playground, and live in a quiet neighborhood tucked away from the hustle and bustle — offering a peaceful setting without sacrificing convenience. Close to everything you need. Highly rated schools, including the #1-ranked Davenport School of the Arts, are just minutes away. You’ll also be near several local golf courses, and the exciting new Marketplace at Providence is currently under construction — bringing new shopping, dining, and a Walmart even closer to home once completed. And with Disney World less than 30 minutes away, fun and adventure are always nearby. Low HOA, NO CDD, privacy, and location — all wrapped into a move-in-ready home. Schedule your private tour today — this opportunity won’t last!
Source: STELLAR #TB8368372
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8368372
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.