67 Kentucky Ave, Sharpsburg, GA 30277
4 beds · 2 baths · 1,759 sqft sqft
This lovely 4 Bedroom, 2 Bath Ranch home is nestled in a sought-after Sharpsburg location. The open floor plan creates an expansive feel, making it an ideal space for gatherings and relaxation. The main level features a primary suite with a bright on suite bath along with 2 additional bedrooms and bath, a spacious family room with fireplace, dining area, and kitchen. Upstairs, there is a 4th bedroom /FLEX space. Wood plank floors in bedrooms on main, laminate flooring is featured throughout the majority of the home. Fenced backyard is a private retreat where you can enjoy the outdoors in the screened in porch. Whether it's a morning coffee on the patio or an evening barbecue with friends, this space is perfect for entertaining or simply unwinding after a busy day. This home is conveniently situated near Piedmont Newnan Hospital, making it ideal for healthcare professionals or anyone who desires easy access to top-notch medical facilities. Commuters will appreciate the quick and easy access to Interstate I-85, streamlining your daily travels. Plus, the vibrant Ashley Park shopping and dining district is just a short distance away, offering an array of entertainment, dining, and shopping options for your enjoyment. Located 15 minutes from Downtown Newnan and Peachtree City. Contact Leslie today to schedule a private showing and discover all the wonderful features this home has to offer.
Source: GAMLS #10388049
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10388049
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10388049
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.