6687 Pitomba St, North Port, FL 34286
3 beds · 3 baths · 2,574 sqft
Under contract-accepting backup offers. Luxurious Custom-Built Pool Home. Discover the epitome of luxury living. This exquisite single-family, custom-built pool home offers an unparalleled blend of elegance, comfort, and resilience. Nestled on over 4 acres of unrestricted property, this residence is a sanctuary of tranquility and sophistication. Key features of the property include spacious living with 3 bedrooms and 3 bathrooms, with a versatile study/den that can easily be transformed into a 4th bedroom, accommodating your evolving needs. Culinary enthusiasts will revel in the chef’s kitchen, equipped with a gas stove, abundant storage, and expansive counter space, perfect for creating gourmet meals and entertaining. This home stands as a testament to durability by making it through the 2022 and 2024 hurricanes without any damage or flooding to the home. A new roof was installed in 2022, and a new air conditioner was installed in 2024. Enjoy uninterrupted power with a whole house generator fueled by a 500-gallon underground liquid propane tank, providing security and convenience during storms or a loss of power. The property boats a serene pond, enhancing the picturesque landscape and offering a peaceful retreat from the hustle and bustle of everyday life. This luxurious home is more than just a residence; it is a lifestyle. Experience the perfect blend of custom craftsmanship and modern amenities in a setting that offers both privacy and proximity to the vibrant community of North Port. Whether you are seeking a family home or private retreat, this home is a rare gem that promises to exceed your expectations. Seize the opportunity to own this extraordinary property and indulge in the ultimate Florida living experience.
Source: STELLAR #A4633236
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4633236
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
