6686 Lynch Ln, Castle Rock, CO 80108
5 beds · 5 baths · 4,827 sqft
Discover luxury and functionality in this exquisite 5-bedroom, 5-bathroom home ideally situated between Castle Rock and Parker, backing to open space in Cobblestone Ranch. Enter through an impressive foyer and be greeted by gleaming hardwood floors that lead to a spacious, open-concept living area filled with natural light. The heart of the home is its gourmet kitchen, featuring granite countertops, rich dark cabinetry, and quality stainless steel appliances, including a gas cooktop and double ovens. A large island and breakfast nook provide ample space for culinary creations and casual dining. Adjacent, the inviting great room with a gas fireplace is perfect for relaxing and entertaining. The main level also includes a dedicated office, perfect for focused work. Retreat to the luxurious primary suite with a lofty coffered ceiling, a 5-piece bathroom, and a large walk-in closet. Upstairs, you'll find three additional spacious bedrooms, one with a private bathroom, while the others share a hall bathroom. A versatile loft space completes the upper level, ideal for a study or play area. The finished basement expands the home's entertainment options with a large recreation room. It also includes a fifth bedroom, an adjacent full bathroom, and a workout room. Step outside to the backyard with manicured landscaping and direct access to a serene walking trail, perfect for outdoor gatherings and relaxation. The home features dual-zone HVAC and a three-car garage with ample storage space. Located in the picturesque Cobblestone Ranch community, residents enjoy access to trails, parks, a pool, pickleball courts, and clubhouse amenities. With easy access to downtown Parker, the Outlets at Castle Rock, and top-rated Douglas County schools, this home offers both tranquility and convenience. Don’t miss this incredible opportunity to own a piece of paradise within Cobblestone Ranch. Schedule your showing today and experience the perfect blend of comfort, elegance, and community.
Source: RECO #4928014
Source: RECO #4928014
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4928014
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