6656 Enclave Vista Loop, Colorado Springs, CO 80924
5 beds · 4 baths · 3,403 sqft
Welcome to this impeccably maintained home nestled in the picturesque Wolf Ranch Community, boasting stunning mountain views and coveted District 20 schools. Built in 2021, this residence epitomizes "better than new" with numerous upgrades and thoughtful details throughout. Step inside to discover a main level adorned with French doors leading into a private office, perfect for remote work or study. The primary bedroom offers a retreat with its own set of French doors opening to an expanded covered patio and concrete deck, ideal for enjoying Colorado's outdoor beauty. The gourmet kitchen is a chef's dream, featuring a ceramic farmhouse sink, designer hood, upgraded countertops, and backsplash tiles that elevate the space. Throughout the home, upgraded lighting enhances each room's ambiance, complementing the luxury vinyl plank flooring that adds both style and durability. The lower level is a haven for entertainment and relaxation, complete with a large basement boasting 9-foot ceilings and a wet bar, ideal for hosting gatherings or movie nights. A junior suite provides additional comfort and privacy, while practical amenities like a tankless water heater and a built-in drop zone from the garage enhance everyday convenience. This home seamlessly combines modern upgrades with timeless appeal, offering a rare opportunity to live in one of Colorado Springs' most desirable neighborhoods. Don't miss out on making this your dream home!
Source: RECO #6958453
Interest rate and monthly payment estimated based on public records.
Source: RECO #6958453
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6958453
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