6641 Driftwood Dr, Hudson, FL 34667
3 beds · 4 baths · 1,675 sqft sqft
Motivated Seller!! Florida living at its best!! Welcome to this stunning 2 story, salt water solar heated pool home with DIRECT GULF ACCESS. A boater’s dream with 60’ of stunning waterfront. As you approach, you will immediately notice the beautifully landscaped yard with brand new sod and a second concrete driveway. Step out from the sliding doors to your private balcony to enjoy spectacular sunsets, watch the dolphin or enjoy the amazing wildlife. The screen enclosed solar heated pool has a newer pump, brand new pool filter, (Newer Helicoil solar panels) and was recently resurfaced. Fish right from your backyard off your own dock. You’ll certainly be impressed with the 30 ft drive on an easy floating dock with kayak launch and 60’ concrete seawall. Other amazing features include Roof 2020, new hot water heater, fenced in yard, freshly painted driveway, and hurricane shutters. The Ring doorbell stays. Come envision your new beginning while it’s still available! NO HOA and NO CDD. Minutes to US 19 and Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to Pine Island, Homosassa Springs, the famous Weeki Wachee live mermaids and Tarpon Springs Sponge Docks. Conveniently located close to shopping, schools, hospitals, and amazing local restaurants. Seller states VA is assumable with good interest rate!
Source: STELLAR #w7863018
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7863018
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7863018
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.