664 Liberty Ct, Hortense, GA 31543
4 beds · 2 baths · 1,900 sqft
664 Liberty Court Hortense, GA 31543 !!! Stunning Corner Lot Property !!! This beautiful home is approximately 1,900 sq. ft. of heated/cooled living space with 4 bedrooms and 2 bathrooms. A 529 sq. ft. heated/cooled garage. A spacious 144 sq. ft. front open porch and a 120 sq. ft. back porch Home features high ceilings throughout, a formal and informal dining room , a family room and separate laundry room. The well laid out kitchen is adorned with beautiful Walnut cabinets and hard surface countertops. (All appliances in the kitchen have recently been updated). The flooring in the home consists of beautiful hardwood/engineer type of flooring in common areas ,with tile being in the kitchen, bathrooms and mudroom. The owner's Suite has a beautiful tile shower ,soaking tub and double vanities. Roof of Home has recently been replaced with a beautiful architect shingle within the last year. This home is situated on five beautiful Acres ,nestled among live oak trees, encompassed by a four rail fence, bordering the entire property. Last but certainly not least !!!... is the massive 40 ft. x 100 ft. shop. The shop consists of many upgrades, which has six bays with 12 ft openings and is completely wired. A graded drain running down the entire length of the shop and high ceilings. Shop is also stubbed out (plumbing in place). Behind the shop is an entire harvesting room for livestock or game. This building is equipped with an electric winch, electric service, stubbed out plumbing and sloped drain floors. (Additional 5 acres available)
Source: GAMLS #10341307
Source: GAMLS #10341307
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10341307