6636 Breezewood Blvd, Myrtle Beach, SC 29588
4 beds · 2 baths · 3,493 sqft
Discover the epitome of southern living in this impeccably renovated 4-bedroom, 2-bathroom home that offers a harmonious blend ofmodern style and comfort. With its low HOA fees, this is an opportunity that simply can't be missed. Pull into the driveway andimmediately notice the convenient concrete pad, tailor-made for ample parking. The backyard boasts a detached storage shed, providingplenty of space for all your belongings, while the community's boat storage facilities cater to your watercraft needs. Strategicallylocated at the heart of convenience, this home is your gateway to the best of everything. Easy access to highways, the enchantingIntracoastal Waterway, state parks, the airport, shopping galore, championship golf courses, a delectable array of restaurants, top-tiermedical facilities, and great schools. Not to mention, the allure of the stunning Atlantic Ocean is just a short jaunt away. The open-concept kitchen, dining, and family room area is designed for entertaining. Whether it's cozying up around the fireplace or hostingunforgettable gatherings, this space effortlessly accommodates your every need. Open the dining room's door to step onto the deckwhere you will enjoy jacuzzi overlooking a serene and astonishing backyard. Your oasis of comfort continues with the masterbathroom, boasting a rejuvenating garden tub, a separate shower, and convenient double sinks. But that's not all – this home hasundergone an extensive renovation. A brand new roof stands tall above, while new floors set the stage for elegance throughout. A newlyadded metal front door exudes sophistication. Bathrooms and kitchen have received exquisite upgrades, while both the back porch andfront porch flooring are brand new. An impressive new staircase leads to the second floor, which also boasts new flooring. The entirehome has been freshly painted, and a modern irrigation system ensures a lush landscape. Experience uninterrupted hot water with thenew tankless water heater, and enjoy ultimate comfort with the new A/C system. Additionally, a community pool is just steps away,promising endless leisure and relaxation. Opportunities like this are few and far between. Act swiftly – schedule your private showingtoday. Remember, all information is reliable but should be verified by the buyer. This is your chance to own a fully renovated gem thatwill steal your heart and captivate your soul. All information is reliable but should be verify by buyer.
Source: MYRTLEBEACH #2505007
Financials
Source: Public records
Source: MYRTLEBEACH #2505007
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.