6633 Serenity Fall Ln, Sarasota, FL 34240
3 beds · 3 baths · 1,724 sqft sqft
One or more photo(s) has been virtually staged. Welcome to 6633 Serenity Fall Ln., where comfort meets convenience in this stunning 3-bedroom, 2.5-bathroom home offering over 1,700 square feet of thoughtfully designed living space. As you step inside, you'll be greeted by a spacious open-concept first floor, perfect for both relaxing and entertaining. The foyer leads to a cozy half bathroom, and a large closet, and flows into the inviting living room that boasts breathtaking pond views through the upgraded double-paned sliders. The seamless blend of dining and kitchen areas features beautiful ceramic tile flooring, sleek granite countertops, a generous walk-in pantry, and 2021 appliances that make meal prep a breeze. Upstairs, the master suite is your private retreat with two closets, including a walk-in, and an en-suite bathroom designed for comfort. Two additional bedrooms and another full bathroom provide plenty of space for family or guests. Enjoy your morning coffee on the screened-in patio while taking in the serene pond views, a perfect way to start the day. This home also includes a one-car garage with additional driveway parking and peace of mind with a maintenance plan on the HVAC system. The roof is only three years old, and the homeowner is responsible for its upkeep. Ideally located just a short distance from Waterside Town Center, with incredible dining options nearby, and easy access to I-75, you're only minutes away from the University Town Center and downtown Sarasota. Plus, the world-famous Siesta Key Beach is less than 15 miles away, making this the perfect spot for both everyday living and weekend getaways. Don't miss the chance to call this beautiful property your new home!
Source: STELLAR #t3551918
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3551918
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3551918
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.