661 SWEETBRIAR DR, Oldsmar, FL 34677
Exceptional POOL HOME in the Sought-After Manors of Forest Lakes! Discover the perfect blend of style, comfort, and location with this beautifully maintained 3-bedroom, 2-bathroom, 2-car garage home. Situated on a picturesque corner lot in the desirable Manors of Forest Lakes, this private pool home offers a lifestyle of relaxation and convenience. Step inside to an inviting covered entry, leading you to a formal living room and an open, sunlit dining area perfect for hosting family dinners or gatherings. The kitchen, remodeled in 2021, features sleek granite countertops, modern cabinetry, and a convenient breakfast bar that overlooks a cozy family room. French doors open to your private pool area, creating an effortless flow between indoor and outdoor living, ideal for entertaining. The master suite serves as a peaceful retreat, complete with a generous walk-in closet and a well-appointed bathroom. Sliding glass doors provide direct access to a beautifully landscaped, fenced garden perfect for enjoying your morning coffee with serene views of the pool. The dining area also boasts pool views and direct access, seamlessly blending elegance with functionality. The secondary bedrooms are spacious and tucked away for added privacy, making them perfect for family members or guests. Additionally, the roof was replaced in 2004, providing long-term peace of mind. Community & Location: Residents of Manors of Forest Lakes enjoy resort-style amenities, including a community pool, tennis and racquetball courts, picnic areas, park benches, and a fishing dock. This prime location offers convenient access to Oldsmar's top shopping, dining, parks, and recreation, while also being just a short drive from Tampa, the airport, and the beautiful Gulf beaches. Oldsmar is known for its vibrant events, festivals, sports parks, scenic walking paths, and stunning views of Upper Tampa Bay. This home isn’t just a place to live it’s a lifestyle waiting for you to enjoy. Don't miss this incredible opportunity! Schedule your private tour today!
You may be able to put down less than the total down payment amount of $258,826 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8301511
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.