6607 Baroque Ter, San Antonio, TX 78252
3 beds · 2 baths · 1,160 sqft sqft
Welcome to this stunning single-story Garland layout home by DR Horton! This beautifully designed 3-bedroom, 2-bathroom residence boasts an ideal blend of style, comfort, and functionality. Upon entering, the inviting foyer opens seamlessly to the heart of the home-a spacious open-concept kitchen, dining area, and living area that is perfect for both entertaining and everyday living. The kitchen is a chef's dream, featuring modern appliances, ample counter space, and a large island that flows effortlessly into the dining area. The living area, bathed in natural light, provides a warm and welcoming space for family gatherings and relaxation. The primary bedroom is thoughtfully situated just off the living area, offering a private sanctuary complete with a luxurious en-suite bathroom and generous closet space. The additional two bedrooms are well-sized, providing plenty of room for family, guests, or a home office. This home is equipped with high-quality finishes and contemporary design elements throughout, ensuring both style and comfort. The functional layout, combined with the premium location, makes this residence a true gem. This is a great opportunity to make this beautiful Garland layout home your own. It's the perfect combination of convenience, luxury, and modern living. Schedule a viewing today!
Source: SABOR #1797605
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1797605
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1797605
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.