6606 Evenridge Ln, San Antonio, TX 78239
3 beds · 3 baths · 1,582 sqft
Discover this beautifully renovated home located in the vibrant Crestridge community. This stunning property features 3 bedrooms, 2 & 1/2 baths, offering approximately 1,582 square feet of comfortable living space along with a spacious 2-car garage with built in workbench, Step inside to find a meticulously updated interior that seamlessly blends modern amenities with timeless charm. The home boasts fresh paint throughout, creating a bright and inviting atmosphere. The kitchen and all three bathrooms are adorned with elegant granite countertops, providing both style and durability. Custom stained wood french doors add a touch of rustic luxury, while the spacious pantry ensures ample storage for all your culinary needs. The exterior of the home is equally impressive, featuring a combination of brick and siding that exudes classic curb appeal. Mature trees enhance the property's natural beauty, and the oversized 1/3 acre backyard is perfect for entertaining or simply relaxing in your private oasis. A 4 y/new roof and 2 y/new HVAC system offers peace of mind. Every detail has been carefully considered to provide a move-in-ready experience for the discerning buyer.
Source: SABOR #1836624
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1836624
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.