6604 Kirkwynd Dr, Austin, TX 78754
3 beds · 3 baths · 2,305 sqft sqft
Discover tranquil greenbelt living in NE Austin with this charming two-story home in the Thornbury community. Just a block away from Bluebonnet Trail Elementary. This attractively priced, move-in-ready home features an updated roof (2023) and solar panels (2020) that cover over 86% of the home’s energy needs, with a 10-year transferable warranty. Low tax rate of 2.0359. Inside you will find 3 bedrooms plus a home office and a bonus second floor living area. The open layout seamlessly connects the kitchen, dining, and living room, perfect for entertaining. Featuring tastefully selected engineered wood flooring throughout the main living area with carpet in the office and bedrooms and tile in the baths. Enjoy serene greenbelt views from the main living area and primary bedroom. The kitchen boasts sleek quartz countertops and dark rich cabinetry with an abundance of storage space plus a pantry. There’s also a home water softener. Upstairs you will find all 3 bedrooms plus two full baths, while the main floor provides a guest powder room plus the laundry room. The oversized primary suite sits apart from the secondary bedrooms and comes with its own ensuite bath and a sizable walk-in closet. The fenced-in backyard is a blank slate waiting for you to design your ideal backyard oasis and comes with an alfresco patio, crepe myrtle tree, and plenty of room to play and grow. With easy access to 290 & 130, you’re just 10 miles from The Domain & Tech Corridor, 12 miles from Downtown Austin, and 14 miles from the airport. This is a prime opportunity to invest in a growing area near Walter E Long Metropolitan Park, slated for major improvements, and close to major employers like Samsung and Dell. Schedule a tour today and make this home yours!
Source: ACTRIS #4386083
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4386083
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4386083
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.