6604 KIRKWYND DR, Austin, TX 78754
Welcome to 6604 Kirkwynd Drive, where modern finishes meet comfort. This stunning 3-bedroom, 2.5-bathroom with a downstairs flex space spans 2,305 square feet of open-concept living space and is situated on a generous lot in the vibrant heart of Austin, TX. The open-concept floor plan seamlessly integrates the living room, dining area, and kitchen, creating an ideal environment for entertaining guests or enjoying quality time with family. The living area, bathed in natural light, provides a welcoming atmosphere that can be furnished with endless concepts for everyday living. The sleek kitchen features sleek quartz countertops, stainless steel appliances, and ample cabinetry for all your storage needs. Whether preparing a quick breakfast or hosting a gourmet dinner party, this kitchen is equipped to handle it all with style and efficiency. Ascending to the second floor, you'll discover a versatile game room that offers endless possibilities for relaxation and recreation. This space is perfect for hosting game nights, setting up a home theater, or unwinding after a long day. The primary suite, a true retreat, is designed with tranquility in mind. It features a spacious bedroom, an en-suite bathroom with dual vanities, a soaking tub and shower combination, and a large walk-in closet. The additional bedrooms are generously sized and share a full bathroom. Each room offers comfort and privacy, making them perfect for family members or guests. Stepping outside, you'll find a private oasis designed for both relaxation and entertainment with plenty of space for outdoor dining and lounging. Adding to the home's appeal is a state-of-the-art solar panel system. These solar panels significantly reduce energy costs and promote an eco-friendly lifestyle, making this home as sustainable as it is. This exceptional property offers the perfect blend of modern luxury and comfortable living. Schedule a showing today and experience firsthand the epitome of Austin living!
You may be able to put down less than the total down payment amount of $163,318 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6061466
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.