6601 W Anthony Rd, Ocala, FL 34479
2 beds · 2 baths · 1,825 sqft
Welcome to this exceptional custom home showcasing locally milled cypress cladding, cathedral ceilings with elegant interior beams, and durable 2x6 wall construction. Privately nestled on 9.87 acre this 2 bed 2 bath home has an open loft on the 2nd floor, which could be converted to a 3rd bedroom or a den. Half of the land is wooded for extra privacy and the second half is open pasture land with a buried water line ready for horses or other livestock. The centerpiece of this unique home is the gourmet kitchen that features a built-in Sub-Zero commercial refrigerator/freezer, a Viking professional range with 6 burners and a flat top, double convection wall ovens, a warming drawer, and Kraft-Maid cabinetry with soft-close hinges. The custom concrete countertop and massive eat-in island enhance the open-concept kitchen area. The large screened porch includes a summer kitchen with a gas range/oven, a Samsung refrigerator, sink, cabinetry, and laundry area with smart Samsung washer/dryer. Additional features include a Florida room with vinyl windows and extra storage, a 3 car garage, a fenced dog run, a custom chicken coop, and a new wrap-around deck (2024) featuring dual entrances, new railing, down lighting, and grand porch lanterns. A 30x50 metal pole building (2019) with a 12-foot roll-up door and a 12x50 attached lean-to could be made into a horse barn or is ideal for RV, boat, or car storage. Recent upgrades include the (2019) HVAC system, including air handler, heat pump, and condenser, and comes with the remainder of a 10-year factory warranty. A high-efficiency electric water heater (2022), new low-E windows and doors (2023) and a Tier 2 solar energy system (13.53 kWh, installed in 2021). A dimensional shingle roof was replaced in 2017. A Generac generator with a transfer switch is on-site but not connected. Great location between Ocala and Gainesville and very close to all the amenities.
Source: STELLAR #om684205
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om684205
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om684205
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.