6600 Ryestone Way, Wesley Chapel, FL 33545
4 beds · 3 baths · 2,470 sqft sqft
Exceptional living starts here in the gated community of Wesbridge! This home has too many upgrades to mention with a pride of ownership throughout. It's hard to take your eyes off the abundant features throughout. Enter your new home through the two-story foyer with accent wall. The luxury vinyl plank flooring throughout the home is a warm and inviting tone. Your living room has a built in electric fireplace with shelving and storage. This open floor plan shares the first story with the kitchen and dining area overlooking the backyard with vinyl privacy fencing and large backyard. Your kitchen has quartz countertops, stainless steel appliances, crowned 42' cabinetry, and ample counter space. The dining area seats up to 8 with updated lighting fixtures to adorn every ceiling. The first floor leads way to a downstairs bedroom or office space with convenient half bath. A favorite feature is the linens nook just outside of the office-perfect for a catch all coming in from the two-car garage. The exposed railing staircase and two story accent wall leads you to the second-floor split plan. The owners suite and loft sit to the rear of the home as a private retreat from the main living room. This space is perfect as a second living space, office/work area, there is no limit to the use. A built in entertainment wall with mantle is a great backdrop for a tv/entertainment center. Your primary suite leads to the ensuite bath with walk-in shower and dual sinks, walk-in closet, and linen storage. Bedrooms 3 & 4 share bathroom 2 with tub/shower. While you visit Wesbridge be sure to stop by the amenity center with playground, pool, and community area. Events are held at this common meeting spot throughout the year. Proximity to everything makes living here convenient being only minutes from Boyette Family Farm & produce stand, Florida Medical Clinic, Advent and Baycare hospitals- with Johns Hopkins Children's Hospital coming soon! Be close to I-75 access to all downtown areas and award-winning Gulf beaches, Spring training facilities, and all Tampa Bay has to offer. We welcome you home to Wesbridge!
Source: STELLAR #tb8315720
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8315720
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8315720
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.