6600 Griffith Loop, Killeen, TX 76549
3 beds · 3 baths · sqft
Beautiful two-story single family home located in the Bridgewood/Rimes Ranch subdivision in Killeen, Texas. Located less than 3 miles from Killeen Airport and less than 6 miles from the Clear Creek Fort Cavazos Gate. 3 spacious bedrooms, 2.5 bathrooms, open loft upstairs which can be used as a game room, office space or an additional entertainment room. Informal dining area, the eat-kitchen is surrounded by a beautiful large kitchen featuring laminate counter tops, tile back splash, extra tall dark brown oak wood cabinets, a full array of stainless steel appliances including microwave, ceramic cook top stove, French style refrigerator, dishwasher and kitchen island. The huge walk-in pantry has lots of shelf space for storage, it also host the laundry room. The primary suite is upstairs and has a Texas-size walk-in closet, while the primary bath has double vanities, garden tub and a glass standing shower. Bedrooms, den and living room all have ceiling fans, carpet and cable outlets. Wired for security system, smoke-detectors are through out this home. Family room has surround sound system. Additionally, the full size wood burning fireplace is all surrounded by a wooden mantle. There is a wooden privacy fence, an extended patio, a built-in BBQ Grill. Fruit tree provides cover for enjoyable afternoon BBQ Texas style. 35 minutes from Georgetown and 50 minutes from Austin. Check it out today you won't be disappointed!
Source: CENTRALTEXAS #545726
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #545726
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #545726
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.