6600 121st Ave Apt 9 # 9, Largo, FL 33773
2 beds · 3 baths · 1,118 sqft
This beautifully updated townhome is move-in ready and offers a perfect blend of comfort and style. As you enter, you’ll be greeted by fresh paint and ceramic tile flooring that flows seamlessly throughout the main living areas. The kitchen flows effortlessly into the dining area, making it easy to entertain or enjoy casual meals. From the dining area, step out onto your screened-in patio, perfect for outdoor relaxation and enjoying your backyard, complete with small trees and flowers that enhance your tranquil retreat. The home also offers a first-floor powder room for guests’ convenience. This unit features newer appliances, including a one-year old Samsung washer and dryer, a one-year-old refrigerator, and dishwasher, providing both style and functionality. The H.V.A.C. system is approximately 6 years old, ensuring energy-efficient comfort year-round. Upstairs, you’ll find two generously sized bedrooms with large windows providing an abundance of natural light. Each bedroom features its own en-suite bathroom for added privacy. Both rooms boast vaulted ceilings, newer flooring, and ample closet space, making them the ideal retreat after a long day. Located in Pinebrook Estates, this centrally located home offers easy access to Tampa, St. Pete Airport, and some of the best beaches in the nation. The pet-friendly community welcomes all dogs with no weight or breed restrictions and is within walking distance of Pinebrook Park and a dog park. Low HOA fees include exterior maintenance, pest control, a refreshed community pool area, outdoor sport courts, and grounds maintenance. Lawn care is included, and residents also have the opportunity to personalize their outdoor space with gardening or landscaping to suit their style. The property also comes with one reserved parking spot directly in front of the unit for easy access! In Pinellas County Zone D, this home is in a no-flood zone and has never experienced damage from hurricanes or flooding. The main roof was replaced 5 years ago, providing additional peace of mind. Don’t miss out on this well-maintained, move-in-ready townhome in a fantastic location!
Source: STELLAR #tb8325935
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8325935
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8325935
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.