660 Landshark Blvd, Daytona Beach, FL 32124
3 beds · 3 baths · 2,402 sqft sqft
Back on the Market! Unfortunately, this beautiful home is back on the market due to no fault of its own - the previous contract fell through because of the buyer's financing. This is your chance to make it yours! THE SELLER IS OFFERING A 35,000 CREDIT TO ANY BUYER WHO CONTRACTS ON THE HOME BEFORE 10-31-24!!! You can enjoy your Cheeseburger in Paradise, sipping on a Drink in Latitude Margaritaville! Best priced Cabana with POOL! The Cabana is the largest Beach Collection home with 2,392 SF! It offers 3 bedrooms, 2 and 1/2 baths, a Den with glass doors, Formal Dining Room, Designer Kitchen with custom pantry, Great Room and Florida Room with sliding glass doors and powered sunshade. Upgrades galore! 8' doors, Crown molding in common areas, Laminate plank flooring, Plantation Shutters, Premium Kitchen Cabinets with glass accent doors and top of the line Quartz Countertops. Recessed lighting in Den, Great Room and Master Bedroom. Custom closet shelving in master bedroom closet. Concrete epoxy coating on garage floor. Whole house water filtration system and exterior lighting. Gorgeous custom saltwater pool with waterfall is heated with an electric heat pump! You have to dive in and relax outside with your own private pool and truly experience the year round party Margaritaville is!
Source: STELLAR #fc301187
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc301187
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #fc301187