660 Highgarden Ln, Boiling Springs, SC 29316
4 beds · 3 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home to this beautifully maintained and thoughtfully designed residence offering space, comfort, and style in every corner. Located in a highly desirable and walkable neighborhood in the heart of Boiling Springs, this relatively new home combines modern upgrades with timeless features to meet the needs of today’s lifestyle. Step inside to discover a spacious and inviting layout that features four large bedrooms and three full baths, including a main-level guest suite with its own private bath—ideal for hosting visitors, accommodating extended family, or creating a quiet home office. The entryway opens to a formal dining room with coffered ceilings, perfect for gatherings and holiday meals, while a butler’s pantry provides seamless access between the kitchen and dining areas, offering additional storage and serving space. A massive walk-in pantry ensures you’ll never run out of storage for essentials. At the heart of the home is a stunning open-concept kitchen, complete with granite countertops, a gas stove, ample cabinetry, and extensive counter space for meal prep or entertaining. The adjacent breakfast nook overlooks the backyard, and the kitchen flows naturally into a spacious living area highlighted by a cozy gas fireplace—perfect for relaxing evenings. Elegant tray ceilings and detailed crown molding throughout the home add a touch of sophistication to every space. Upstairs, you'll find a versatile flex space—ideal as a second living area, media room, playroom, or home office—along with two oversized secondary bedrooms offering plenty of room for guests or family. The true showstopper is the expansive primary suite, which includes a private sitting area, an enormous walk-in closet, and a luxurious ensuite bathroom featuring dual vanities, a soaking garden tub, and a large tiled walk-in shower—creating a peaceful, spa-like retreat. The upstairs laundry room is conveniently located near all bedrooms and is generously sized for added functionality. Outside, enjoy a flat, fully fenced backyard with a covered back deck—ideal for morning coffee, weekend BBQs, or evening unwinding. The yard offers space to garden, play, or simply enjoy the outdoors in privacy and comfort. Additional highlights include a two-car garage and a full-yard irrigation system to keep your lawn looking lush year-round. This home is situated in a well-maintained, sidewalk-lined community that includes access to a neighborhood pool, offering a welcoming environment for both relaxation and recreation. All of this is ideally located in Boiling Springs, just minutes from local shopping, restaurants, parks, and with quick access to major interstates—making your daily commute or weekend getaway a breeze. With its thoughtful design, high-end features, and unbeatable location, this home truly has it all
Source: GREENVILLESC #1554378
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1554378
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.