66 Belmont Farms Dr, Benson, NC 27504
4 beds · 3 baths · 2,434 sqft sqft
PRICE REDUCED!! ## Home Highlights ==> # Absolutely beautiful 2,400 sq ft home with convenient access to I-40, I-95, Raleigh, & the serenity of our NC beaches/mountains - This lovely home features *4 beds *2.5 baths *bonus/flex room *LVT flooring *gorgeous interior trim including coffered ceiling *must see kitchen with HUGE eating/serving island, SS appliances, granite tops & tile backsplash *downstairs owner suite boasting tray ceiling, double sink vanity, soaking tub & a tile surround shower *separate laundry room *covered back porch *fully sodded front yard & partially fenced back yard *raised flower/herb beds * storage building *and so much more. Got time to read the beautiful home's story? If so, let's go! Welcome to 66 Belmont Farms Dr, where country charm meets modern elegance in the heart of Benson, NC. This isn't just a house; it's a story waiting to unfold, and you could be its main character. # Imagine pulling up to this traditional beauty, surrounded by the serenity of rural life yet conveniently close to Raleigh's vibrant cityscape. The inviting exterior, with its manicured lawn and welcoming porch, sets the stage for what awaits inside. # Step into an open living space that warmly invites you in. The family room, with its cozy gas log fireplace, is perfect for movie nights and lazy Sundays. The kitchen is a culinary dream, featuring granite countertops and stainless steel appliances. The beautiful cabinetry serves as a true focal point of the home, inspiring even the most hesitant cook to explore new recipes and culinary adventures. And let's not forget the Luxury Vinyl Plank (LVP) flooring that flows through the main living areas and owners' suite, offering both style and durability. # Spanning just over 2,400 square feet, this home is spacious and full of heart. With four bedrooms and 2.5 baths, there's room for everyone, including your cousin who's ''just passing through'' (for the third time this month). The owners' suite offers a retreat worthy of royalty, complete with a luxurious shower, garden tub for soaking away your worries, and a double vanity that ensures no more morning elbow wars. The walk-in closet is so generous it might just inspire you to expand your wardrobe. # The formal dining room boasts an elegant coffered ceiling, adding a touch of sophistication to your dinner parties. Meanwhile, the backyard is a slice of paradise with its lush Bermuda sod and partially fenced perimeter—perfect for pets or simply enjoying a sunset. # Built in 2018, this home combines modern conveniences with timeless charm. From central air conditioning to a Wi-Fi programmable thermostat, every detail has been considered for your comfort. # Located in the growing town of Benson, you're just a hop, skip, and jump away from Raleigh and major highways. It's the perfect blend of country peace and big-city accessibility. You can have your cake and eat it too—and with this kitchen, you'll want to bake that cake yourself. # So whether you're a first-time homebuyer or someone who appreciates the finer things in life (like an 18-foot garage door—because why not?), 66 Belmont Farms Dr might just be the home you've been waiting for. # Don't let this gem slip through your fingers. Come see for yourself why this isn't just a house—it's where memories are made, laughter echoes through the halls, and life unfolds in all its beautiful glory. Welcome home!
Source: TRIANGLEMLS #10056771
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10056771
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10056771
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.