VA loan
1 of 60
VA loan
$790,000 SIGNIN

Sign in to see required down payment for the 2.875% rate

6585 Queen Mill Rd SE, Mableton, GA 30126

4 beds · 4 baths · 3,176 sqft

Discover this unique gem offering over 3 acres of serene, private land with a beautifully renovated ranch home, just minutes from Downtown Atlanta, Truist Park, and close to the Atlanta airport. This charming residence combines the tranquility of country living with the convenience of city access. Featuring 4 bedrooms and 3.5 bathrooms, the home includes a spacious primary ensuite with 10+ foot ceilings, a second ensuite with a newly renovated bathroom, and two large secondary bedrooms, each with walk-in closets, sharing a Jack-and-Jill bath. The kitchen boasts marble countertops and stainless-steel appliances and flows into the living spaces with gleaming hardwood floors throughout. A second family room provides additional space for relaxation or flex space. Step outside to enjoy the peaceful surroundings, whether by the firepit next to the private, spring-fed pond or relaxing on the covered front porch. The entire property is fenced for privacy, with automatic entrance gates at either end of the horseshoe driveway and an electric fence for pets. The property also features a nearly-new roof and exterior paint, a two-car detached garage, a chicken coop, fruit-bearing trees, and a renovated shed, currently serving as a personal speakeasy, which offers an ideal spot for entertaining guests.

Estimated
Seller's interest rate
2.875%
7%
Estimated
Monthly payment

$2,344
$3,281
You may also save up to $292,250 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,281 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
2.875%
Remaining term
26 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,344
Principal & interest
$1,767
Mortgage insurance
-
Property taxes
$156
Home insurance
$421
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
3,176 sqft
Lot size
3.123 acres
Year built
1991
Type
Single Family Residence
HOA dues
$0.00

Source: FMLS #7554042

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 05:50 pm
Listing agent: Kelsey Tuttle
Listing provided courtesy of: Engel & Volkers Atlanta (404) 845-7724
Details provided by FMLS and may not match the public record.
MLS ID: #7554042
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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