6585 Queen Mill Rd SE, Mableton, GA 30126
4 beds · 4 baths · 3,176 sqft
Discover this unique gem offering over 3 acres of serene, private land with a beautifully renovated ranch home, just minutes from Downtown Atlanta, Truist Park, and close to the Atlanta airport. This charming residence combines the tranquility of country living with the convenience of city access. Featuring 4 bedrooms and 3.5 bathrooms, the home includes a spacious primary ensuite with 10+ foot ceilings, a second ensuite with a newly renovated bathroom, and two large secondary bedrooms, each with walk-in closets, sharing a Jack-and-Jill bath. The kitchen boasts marble countertops and stainless-steel appliances and flows into the living spaces with gleaming hardwood floors throughout. A second family room provides additional space for relaxation or flex space. Step outside to enjoy the peaceful surroundings, whether by the firepit next to the private, spring-fed pond or relaxing on the covered front porch. The entire property is fenced for privacy, with automatic entrance gates at either end of the horseshoe driveway and an electric fence for pets. The property also features a nearly-new roof and exterior paint, a two-car detached garage, a chicken coop, fruit-bearing trees, and a renovated shed, currently serving as a personal speakeasy, which offers an ideal spot for entertaining guests.
Source: FMLS #7554042
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7554042
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
