6583 S Legend Ct, Gilbert, AZ 85298
5 beds · 3 baths · 2,825 sqft sqft
Discover the perfect blend of modern elegance and comfortable living in this beautifully upgraded single-story home with 4 car garage. Nestled on a premium cul-de-sac lot in the highly sought-after gated community of Seville, this home offers a seamless open floor plan and exceptional features designed for today's lifestyle. Step inside to find a freshly painted interior with brand-new carpeting, creating a pristine and inviting atmosphere. The spacious living areas include a large den that can easily serve as an office or formal dining room, offering flexibility to suit your needs. The heart of the home is the kitchen, which boasts stunning wood cabinets and elegant granite countertops, perfect for both everyday meals and entertaining guests. Retreat to the primary suite, where you'll find ample space and comfort. The home includes five generously sized bedrooms and two and a half bathrooms, ensuring plenty of room for family and guests. Step outside to your private oasis, where a sparkling pool awaits, complemented by a relaxing sitting area ideal for enjoying sunny days or hosting gatherings. With fresh exterior paint and move-in-ready charm, this home is a rare find in a desirable location. Don't miss your chance to make this exquisite property yours. View this home today and experience the exceptional lifestyle that awaits in Seville!
Source: ARMLS #6746444
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6746444
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6746444
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.