6582 S Taft Way, Littleton, CO 80127
4 beds · 3 baths · 1,824 sqft sqft
Welcome to Prestigious Shadow Ridge, a Highly Desirable Location Where Pride of Ownership is Evident! Immerse yourself in luxury with over $100,000 in upgrades ensuring this home is nothing short of spectacular. Nestled on an expansive lot, the home’s stately brick exterior and lush, mature landscaping create a grand first impression. Step inside to discover soaring vaulted ceilings and stunning picture windows that flood the home with natural light. An entertainer’s dream begins at the front of the home with a feature two-sided fireplace anchoring a bright and airy living space under cathedral ceilings that highlight the seamless flow of low-maintenance designer flooring. The heart of the home is the gourmet kitchen, a masterpiece of style and functionality. Exotic slab granite countertops with bar seating, stainless appliances, upgraded cabinetry with showcase doors, and a custom stone backsplash set the stage for culinary creativity. The sunken family room is a cozy retreat featuring custom lighting and a rich, designer-inspired color palette. A rare main-level bedroom with a full en-suite bath offers unparalleled versatility, perfect for guests, multigenerational living, or a private home office. The luxurious primary suite is a tranquil sanctuary with vaulted ceilings and an opulent 5-piece bath boasting a dual vanity, tiled shower, soaking tub, and spacious walk-in closet. Two additional bedrooms and a beautifully updated full bath complete this level, with the added convenience of upstairs laundry. Outdoor living is redefined with a two-tiered deck perfect for relaxing, while the park-like backyard is a true oasis. Enjoy the largest tree in the neighborhood, tending to the irrigated garden, or letting your four legged family members roam freely in the dedicated dog run. Walk to top-rated schools and enjoy endless options for shopping, dining, and outdoor recreation, with quick access to the mountains and the whole Denver Metro Area. This home is a rare gem!
Source: RECO #8280126
Interest rate and monthly payment estimated based on public records.
Source: RECO #8280126
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8280126
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