6575 W Singing Wolf, Prescott, AZ 86305

This stunning home, recently constructed by the esteemed Crystal Creek Homes, is arguably better than new. Set on just over 2.5 acres in the impressive Inscription Canyon Ranch, it offers nearly 360-degree panoramic views of the surrounding mountain ranges, with Granite Mountain as the striking centerpiece. Upon entry, you're greeted by a fabulous great room featuring a floor-to-ceiling tumbled stone linear gas fireplace and inconspicuous surround sound speakers. The light, open, and airy Chef's kitchen is adorned with antique white cabinetry, boasts 42-inch uppers with crown molding and under-cabinet lighting, gleaming quartz countertops, decorative tile backsplash, WiFi-enabled double wall ovens & a 6-place gas cooktop. The massive walk-in pantry provides ample space for appliance use. The island sports dark-stained natural wood cabinets and pendant lighting. The great room and kitchen open to an adjacent dining area, displaying a striking wall of windows that showcase the surrounding vistas. The beautiful office space is conveniently located just off the great room. The spacious master suite offers stunning views of Granite Mountain. The spa-like master bathroom features double vanities with quartz counters, oversized powder area, large Kohler garden soaking tub, and a massive walk-in shower with double shower heads and floor-to-ceiling tile work. The generous walk-in closet in the master suite has direct access to the laundry room, which is equipped with a deep tub basin sink, upper and lower storage cabinetry, a hanging bar, and an additional storage closet for overflow linens. Offering wonderful views, the spacious guest bedrooms are served by a Jack and Jill bathroom with a full tub shower and a linen closet. Carpeting is limited to the bedrooms, with the remainder of the home featuring woodgrain LVP flooring. The oversized covered deck, accented by a tongue and groove ceiling, features engineered composite decking, making it the perfect space to observe Arizona sunsets and monsoon storms. The back deck is pre-wired for a ceiling fan and also plumbed for a permanent barbecue. Steps off the back deck lead down to the lower level, providing full access to a cavernous, functional storage area under the house, which could be customized into a workshop or other endless possibilities. The massive garage features insulated overhead doors with WiFi-enabled openers. Additional features of this home include a powder bath featuring a decorative vessel sink, recessed LED lights, water softening system, 50-gallon hot water heater with a recirculating pump, and low-maintenance stucco exterior accented by stacked stone pillars and columns. Immaculately cared for, this property is ready for you to call it your home.

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 23, 2024 06:06 am

Listing agent: Geoffrey R Hyland (928) 237-4425

Listing provided courtesy of: eXp Realty (928) 445-2100

Details provided by ARMLS and may not match the public record.
MLS ID: #6741828

Copyright © 2024 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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