656 Ridgeville Crossing Dr, Inman, SC 29349
4 beds · - baths · sqft sqft
Situated in the desirable Phase I section of the neighborhood, this impressive two-story residence is one of the largest homes in the community, with plenty of room for family gatherings, relaxation, and everyday comfort. From the moment you step inside, you’ll be greeted by high ceilings and an inviting layout that blends style and functionality. On the main level, the home boasts an open-concept design that’s perfect for hosting friends and family. The kitchen features expansive granite countertops and an island bar. Also on the first floor, you'll find a private home office, ideal for remote work or study, and a cozy guest or flex room complete with its own full bathroom—perfect for accommodating visitors with privacy and ease. Upstairs, the spacious master suite features a double-door bedroom and a private bathroom adorned with granite countertops and dual vanities. Just across from the master is a family room or flex space that can be tailored to suit your needs: a media room, home gym, or playroom for the kids. Two additional well-appointed bedrooms are located on the second floor, each sharing a full bathroom also outfitted with beautiful granite surfaces. The walk-in laundry room is also conveniently located upstairs. Step outside to the screened back porch, where you can enjoy the South Carolina weather year-round, whether you're sipping morning coffee or unwinding in the evening. Beyond the home itself, the location is just steps away from the neighborhood pool, offering a perfect place to cool off on hot summer days.
Source: GREENVILLESC #1537744
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1537744
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1537744
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.