6559 Needham Ln, Austin, TX 78739
4 beds · 3 baths · 3,010 sqft
This stunning 4-bedroom, 2.5-bathroom home, nestled in the desirable Circle C Ranch neighborhood, offers an exceptional blend of comfort, style, and functionality. Boasting an abundance of windows throughout, the home is bathed in natural light, creating a warm and inviting atmosphere. Set on an expansive lot of over a quarter acre, mature oak trees provide ample shade, enhancing the outdoor space and offering a serene backdrop. An extended driveway provides ample parking for gatherings Elegant finishes abound, including rich wood flooring, crown molding, and striking light fixtures that add to the home’s refined appeal. The thoughtful floor plan features a formal living and dining room flanking the entryway, creating an elegant first impression. The well-appointed kitchen is a chef’s dream, equipped with stainless steel appliances, including a built-in double oven, microwave, and gas range. An oversized center island serves as both a functional workspace and gathering spot. The kitchen seamlessly flows into the breakfast area and family room, offering views of the lush, private backyard. Upstairs, all four bedrooms are thoughtfully positioned to ensure peace and privacy. The spacious primary suite is a true retreat, providing enough space for both a sitting area and an office or wellness nook. The luxurious ensuite bathroom features a walk-in shower, large garden tub, double vanity, and two walk-in closets, providing both convenience and comfort. The expansive backyard is perfect for relaxation or entertaining, with an extended covered patio and plenty of room for customization to suit any lifestyle. Residents of Circle C Ranch enjoy access to a wealth of community amenities, including pools, parks, and greenbelts, in addition to being conveniently located near shopping, dining, and entertainment options. This home offers the perfect balance of sophistication and practicality in a sought-after neighborhood.
Source: ACTRIS #7757406
Source: ACTRIS #7757406
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.