6555 Suwanee Rd, Pensacola, FL 32526
3 beds · 2 baths · 1,827 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your own slice of Beulah paradise! This 1,827 square foot gem is set on 2 cleared acres, this beautifully maintained brick home offers the best of indoor-outdoor living with a sparkling inground pool, hot tub, and even a covered outdoor bar—perfect for hosting or unwinding in peace. Inside, you'll find sunny spaces, stylish updates, and thoughtful details throughout. The living room features a striking white-washed brick fireplace, and French doors off the kitchen lead to a screened porch that opens seamlessly to the pool deck. The kitchen blends charm and functionality with its updated cabinetry and layout. Luxury wood look plank flooring runs through the main areas, with cozy carpet in the bedrooms. The spacious primary suite includes a serene, spa-like all-white bathroom and a generous walk-in closet. Outside, the property truly shines: fenced pool area, massive front and back yards, a large pool deck, a newer pool liner and pump system (2020), a newer roof (2020-2021), and solar panels for added efficiency (2020). Oh—and did we mention it’s horse-approved? Bring your four-legged friends and let them roam free! Whether you're dreaming of space to roam, room to entertain, or just a quiet retreat with modern comforts, this Beulah gem checks all the boxes. Ready to make your move? Schedule your showing today!
Source: PENSACOLA #661677
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PENSACOLA #661677
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.