6555 Redbay Dr, Brooksville, FL 34602
3 beds · 2 baths · 1,404 sqft
Get a free consultation call with an expert in the mortgage assumption process.
PRICE REDUCTION, THIS DEAL JUST GOT EVEN BETTER!! THIS HOME LOOKS EVEN BETTER IN PERSON THAN IT DOES ONLINE! This stunning home offers a STUNNING PRIVATE OUTDOOR OASIS + RESORT STYLE LANDSCAPING + PERGOLA COVERING THE GRILL AREA + SOOTHING FOUNTAIN + VINYL FENCING. Enjoy BEAUTIFUL WALKWAYS, BENCHES, MATURE TREES + ACCENT LIGHTING THROUGHOUT. Relax on the screened-in porch located on the 12th hole of the Golf Course with no rear neighbors! Inside, this home features a new GLASS FRONT DOOR, new RECESSED LIGHTING in the master bathroom, and new BAR LIGHTS in the kitchen. The master bedroom and bathroom showcase elegant new BARN DOORS, along with a NEW GLASS SHOWER ENCLOSURE. The kitchen is a chef’s dream with a QUARTZ island countertop and brand-new FRIGIDAIRE PROFESSIONAL SERIES REFRIGERATOR + STOVE + MICROWAVE! Additional features include a whole-yard irrigation system, new organizational cabinets in the laundry room, a mirrored wall in the spare bedroom, wood faux blinds, and two new ceiling fans in the spare and master bedrooms. The back porch also has a ceiling fan for extra comfort. The spacious master suite boasts a large walk-in closet, along with a new sink bowl and faucet in the master bath. Centrally located in the state at the intersection of I-75 and SR-50 you can quickly get to the airport, downtown Tampa, beaches, lakes, trails, Disney and some of the best springs in Florida including Weeki Wachee, Three Sisters, Rock, Rainbow, Silver Glen, Juniper, Alexander and tons more! Live your best Florida lifestyle and schedule your showing today!
Source: STELLAR #W7872984
Source: STELLAR #W7872984
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.