6553 CASTLE GREEN PL, Zephyrhills, FL 33541
Welcome to 6553 Castle Green Pl, Zephyrhills, FL—a modern and spacious home perfectly designed for comfort and style. Built in 2017, this property features five bedrooms and three bathrooms across 2,516 square feet of living space, catering effortlessly to both the demands of family life and the pleasures of entertaining guests. The heart of this home is its expansive kitchen, boasting ample space for more than one cook, surrounded by newer appliances, and a generous pantry—ideal for culinary enthusiasts. Adjacent high ceilings enhance the open feel of the living areas, while laminate wood flooring and carpeted bedrooms blend durability with comfort. Each bedroom offers sizable closets and plenty of natural light, creating personal retreats for relaxation and privacy. The practicality extends with an in-house laundry room, new water-heater, water-softener, and new gutters, HVAC equipped with UV light, adding to the home’s efficiency and convenience. Step outside to discover a delightful screened patio, complete with ceiling fans and sun shades, offering a seamless transition from indoor to outdoor living. This area overlooks a spacious backyard, providing a safe and open space for family and pets to play, as well as a superb setting for BBQs and gatherings. The home also includes a three-car garage and has the additional benefit of a solar unit system with a transferable lease, ensuring energy efficiency. Positioned in a friendly neighborhood with sidewalks, this home enhances a sense of community and easy access to local amenities. 6553 Castle Green Pl not only presents a comfortable and stylish living space but also stands as an eco-friendly and practical choice for anyone looking to purchase a house in Zephyrhills, FL. Don’t miss the opportunity to make this inviting property your new home.
You may be able to put down less than the total down payment amount of $69,355 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8239692