6532 Great Bear Dr, Lakeland, FL 33805
3 beds · 2 baths · 1,676 sqft
MOVE IN READY, WATERFRONT LOT ON POND & CONSERVATION with MAGNIFICENT TROPICAL VIEWS!!! NO REAR NEIGHBOR & FENCED BACKYARD !! BUILT 2023 & MULTIPLE UPGRADES INCLUDED++++HIGHLY DESIRED incredible new WILLIAM RYAN HOMES design, THE FLORA++++beautifully designed home plan with 3 bedrooms, 2 bathrooms, and a 2-car garage ++LARGE FAMILY ROOM, a spacious owner's suite, an open kitchen with granite countertops, stainless steel appliances, and a delightful dining cafe. The family room boasts a breathtaking view of the covered & SCREENED lanai, perfect for entertaining guests or simply enjoying the sunny Florida weather. At the heart of the home, you'll find the magnificent owner's bedroom, featuring a generously sized walk-in closet, an ensuite bathroom with a glass-enclosed shower, and a private wash room. The kitchen and cafe have been thoughtfully designed to create a lifestyle center for the home, making entertaining a breeze. The refrigerator space has been cleverly positioned to allow the island and open view to take center stage, further enhancing the home's charming ambiance. Backyard space is private with no rear neighbors, perfect for a relaxing evening on your covered lanai. LIGHT & BRIGHT WITH EXTRA WINDOWS+++HUGE FAMILY ROOM open to the large BALCONY OVERLOOKING LAKE & KITCHEN w/HUGE CENTER ISLAND, LOTS OF GRANITE COUNTERS & UPGRADED WOOD CABINETS+ALL STAINLESS STEEL APPLIANCES+LARGE CORNER WALK IN PANTRY!!!!++++LARGE UPGRADED CERAMIC TILE++++ Enjoy more time outdoors; a covered lanai sits at the back of the home overlooking peaceful LAKE & CONSERVATION area--40 FEET OF LAKEFRONT LOT WITH NO REAR NEIGHBOR+++. HUGE MASTER SUITE & 2 SECONDARY BEDROOMS++Large Master Bedroom W/ Walk-in Shower, Double Sinks & Huge Walk-In Closet+++HOA includes internet, cable, community pool, club house, fitness center, tennis/basketball court, fishing dock and playground!!!!! TREMENDOUS VALUE & AMENITIES+++Minutes to Interstate, shopping & more!!!
Source: STELLAR #t3552050
Source: STELLAR #t3552050
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3552050
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.