653 Exmoor Dr, Goodlettsville, TN 37072
3 beds · 3 baths · 1,512 sqft
Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom townhome with a 1-car garage, offering modern finishes and an unbeatable location! FOR QUALIFIED BUYERS WITH AN INCOME OF UNDER $84,000 RECEIVE $15,000 NON-REPAYABLE GRANT FUNDS WITH PREFERRED LENDER. SOME BUYERS MAY ALSO QUALIFY FOR NO MORTGAGE INSURANCE. Built in 2021, this home feels like new and is move-in ready. Step inside the entry foyer to laminate wood flooring throughout the main level, an open-concept floor plan, and a stylish eat-in kitchen with stainless steel appliance package, including the refrigerator. There is also a separate dining space open to both the kitchen and living space. Upstairs, you'll find all three bedrooms, including a spacious primary suite with two owner’s closets, trey ceilings, and a walk-in tiled shower. Each bedroom is equipped with a ceiling fan, and the washer & dryer remain for added convenience. Outside, enjoy a concrete patio overlooking a tree-lined green space, offering privacy and a peaceful setting. The community features underground utilities, sidewalks, guest parking, and a covered pavilion with a fire pit. Plus, there's a walking trail to Peay Park, where you'll find a community center, playground, splash pad, and pickleball court! Conveniently located near shopping, schools, and just a short drive to downtown Nashville, this townhome offers both comfort and convenience in an ideal setting.
Source: REALTRACS #2801453
Financials
Source: REALTRACS #2801453
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.