6526 Beaver Creek Trl, Atlanta, GA 30349
3 beds · 3 baths · 0 sqft
Welcome to your dream home! Nestled in a picturesque neighborhood, this stunning 3-bedroom, 2.5 bathroom, 2-story residence is a true gem awaiting its fortunate new owner. Step inside and be greeted by an inviting living space, adorned with natural light cascading through large windows, creating an ambiance of warmth and serenity. The open floor plan seamlessly connects the living room, dining area, and kitchen, making it perfect for both intimate family gatherings and entertaining guests. The gourmet kitchen boasts sleek countertops, modern appliances, ample cabinet space - a haven for culinary enthusiasts. Adjacent to the kitchen is a cozy dining area, ideal for enjoying meals with loved ones while basking in comfort! Venture upstairs to discover the tranquil sleeping quarters. The spacious master suite offers a peaceful retreat, complete with a luxurious en-suite bathroom featuring a spa-like soaking tub, separate shower, and dual vanity sinks. Two additional well-appointed bedrooms and another full bathroom provide comfort and convenience for family members or guests. Outside, a private backyard oasis awaits, offering plenty of space for outdoor relaxation, gardening, or al fresco dining under the stars. With its lush landscaping and serene atmosphere, the backyard is the perfect extension of indoor living, providing a tranquil escape from the hustle and bustle of everyday life. Conveniently located near shopping, dining, parks, and top-rated schools, this home offers the perfect blend of comfort, style, and convenience. Don't miss this rare opportunity to own your slice of paradise - schedule a showing today and make this dream home yours!
Source: FMLS #7382140
Source: FMLS #7382140
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7382140