65201 E Brassie Dr, Tucson, AZ 85739
3 beds · 4 baths · sqft
Nestled in one of the most desirable neighborhoods in Saddlebrooke, on an elevated lot overlooking the golf course. Enjoy the breathtaking views from the patio, lap pool, or spa of the mountains, city lights and beautiful colors of a Tucson sunrise/sunset awaits you! The flagstone entryway and custom iron gate lead you to the casita and gorgeous double doors. Walking into this home you will be awed with soaring ceilings, a spiral stairwell and an open spacious floor plan. Well-built with 2x6 construction, upgrades include 4-foot expanded living area, three separate suites, 3 car garage with built-in storage, three AC units to keep you cool during those hot summer months, and two cozy fireplaces to gather around on those chilly nights. Flooring includes tile, laminate and carpet in the bedrooms. The cozy casita has a walk-in closet and shower/tub combo perfect for guests. You can have it all, with this 3BR/4BA plus a den, and dramatic extended Sundance Model home of 4004 sq feet! This home has the potential to become a great income property whether it's a seasonal rental or year-round. Once you see this amazing home you won't find anything else like it.
Source: SOUTHAR #22421593
Interest rate and monthly payment estimated based on public records.
Source: SOUTHAR #22421593
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #22421593
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.