6520 15th St N, Saint Petersburg, FL 33702
3 beds · 1 baths · 1,084 sqft
Your Perfect St. Petersburg Home Awaits! Take advantage of this incredible opportunity with a special offer of up to a 1% interest rate buydown through our preferred lender. Inquire today for details. This beautifully updated home is located on a serene, tree-lined block in St. Petersburg and is designed to offer both comfort and peace of mind. Inside, you’ll find a refreshed bathroom and a beach-inspired kitchen featuring crisp white cabinets, gleaming granite countertops, and modern stainless steel appliances. The spacious 55 sq. ft. laundry room comes with a full-size washer and dryer and offers the potential to add a half bath. Luxury vinyl wood flooring runs throughout the home, adding warmth and durability to every room. Feel secure with impact-resistant windows and a state-of-the-art smart home security system. A water filtration system ensures clean, fresh water for you and your family. With NO FLOOD insurance required, you’ll save on costs while enjoying peace of mind. The double concrete driveway provides ample parking space, while the side yard offers extra room for an RV or boat. The 75 x 100 vinyl-fenced lot guarantees privacy, and the 12 x 12 shed provides convenient storage. Spend your weekends relaxing in your private pool and enjoying your own slice of Florida paradise. This home’s location offers the best of St. Petersburg, with quick access to downtown’s vibrant shopping, dining, art galleries, and museums. Tampa International Airport is also just a short drive away, making travel simple and convenient. With a motivated seller eager to relocate, now is your chance to live the Florida dream. A FREE 1-Year Home Warranty is included, ensuring peace of mind from day one. Don’t wait—this incredible home is waiting for you. Contact us today to make it yours. "Love Your Purchase or we Sell it for FREE Guranteed!"
Source: STELLAR #u8248562
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8248562
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8248562
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.