6517 Strelitzia Cv, Round Rock, TX 78665
4 beds · 3 baths · 1,841 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover this thoughtfully designed and well maintained home in the sought after community of Siena In Round Rock. Built in 2020 by Meritage Homes, your next home boasts 4 bedrooms and 3 full bathrooms all on one story. The 4th bedroom can easily be used as a second living space for more entertaining or office. The modern kitchen with stainless steel appliances flows seamlessly into the spacious living and dining areas. Retreat to the tranquil primary bedroom, where soaring high ceilings create an airy, open atmosphere. Indulge in the primary bathroom, featuring dual vanities, walk in shower and a large walk in closet for fantastic storage. The covered back patio is perfect for grilling and dining alfresco. Don’t overlook the premium upgrades, including the durable epoxy garage flooring, tankless water heater, water softener and the energy efficiency of the spray foam insulation. The Siena community offers an array of amenities, including a sparkling pool, basketball court, playground, and scenic walking trails. Enjoy the tranquility of suburban living while being just minutes away from shopping, restaurants, and easy access to highways and 130, making your commute a breeze. For fun and recreation, you're only 10 minutes from the thrilling Kalahari Water Park, complete with bars and dining options. The nearby Rock 'N River Water Park and Dell Diamond add even more to the list of local attractions. Another awesome bonus of this home, is you can see the Round Rock and Hutto fireworks. Shows even better in person, so make your appointment today! *Ask Listing Agent About The FHA Assumable Loan At 3.125%, and $2500 Lender Credit.*Refrigerator conveys. Washer/Dryer and all curtains do not convey.*
Source: ACTRIS #9319336
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #9319336
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.