6510 Seabird Way, Apollo Beach, FL 33572
3 beds · 3 baths · 2,451 sqft
Spectacular custom built waterfront, pool home situated on an 80' lot of water frontage, impressive water views & only minutes away to the open waters! You will be impressed by the many architectural details & craftsmanship of this home. This unique retreat features a great floor plan with two bedrooms and two bathrooms on one side of the home and the master bedroom with en-suite bathroom on the other side. Stroll up the brick paver driveway to the leaded glass front door that is hurricane rated into the open foyer. The magnificent chef's kitchen has top of the line appliances, reverse osmosis connected to refrigerator, pot filler about range, range hood, GE Cafe built in convection ovens, in cabinet microwave, Bosch dishwasher, propane gas cooktop, White cabinetry to ceiling, cabinet plate holder, Brazilian granite countertop on island, quartz countertops, walk in pantry, pots and pans drawers. The larger gathering room in the center of the home is perfect for family gatherings. The master suite features sliding glass doors out to lanai, two walk in closets. The ensuite bathroom has a large garden tub with jets, separate walk in shower with rain shower head and an additional shower head with heat light both decorated with glass tile accents, linen and water closets, White cabinetry with drawers and quartz countertops, white framed mirrors, transom window over tub, Bedroom two has its own private bathroom with access to lanai. The bathroom remodel was just finished May 2024 with white vanity, glass walk in shower, and decorative mirror. Bedroom three at the front of the home is very spacious. The third bathroom has a dark wood vanity with granite and a tub/shower combo. The brick pavered lanai is its own oasis, with 8 person hot tub, solar heated pool with Pebble-Tec coating, outdoor kitchen, air conditioned storage room. Additional features: all tile flooring, plantation shutters and hurricane impact windows and sliders, 10,000lb covered boatlift with Jetski floating dock, generator hookup in electric panel, metal roof, brick paver deck out to new seawall. Out to the open bay within minutes with no bridges to navigate. Located a short walk from the 63 acre Apollo Beach Nature Preserve. Apollo Beach is conveniently located close to I-75, and has a recreational center that offers lots of activities (Pickleball, Tennis, Basketball, Baseball, Running track, Dog Park, Skateboard Park, Splash Pad and much more), Manatee viewing center, Nature preserve, and waterfront dining, with Tampa International Airport, Downtown Tampa with Riverwalk, Fabulous Restaurants, museums, several colleges, professional sports teams, and beaches all within close proximity. NO HOA or CDD fees. Apollo Beach elementary is A rated and a K-8 public school. *VA Assumable Loan Interest Rate 5.75%* **No Helene or Milton Flooding**
Source: STELLAR #TB8334637
Financials
Source: Public records
Source: STELLAR #TB8334637
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.